Income as the outcome: How to broaden the narrow framing of U.S. retirement policy

Research output: Contribution to journalArticle

Abstract

This article provides a brief review of behavioral economics research on annuitization. It applies the lessons learned from this literature to examine how public policy toward defined contribution plans has narrowly framed the conversation about retirement in a manner that may discourage the provision of lifetime income. It then discusses a number of policy changes that could be made to reframe the conversation to focus on retirement income security rather than wealth accumulation.

Original languageEnglish (US)
Pages (from-to)7-16
Number of pages10
JournalRisk Management and Insurance Review
Volume17
Issue number1
DOIs
StatePublished - Mar 1 2014

ASJC Scopus subject areas

  • Accounting
  • Finance
  • Economics and Econometrics

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