Abstract
Empirical evidence on the role financial institutions and home and community-based interventions play in influencing asset building among persons with disabilities is scarce. This article contributes to this effort directed at understanding such effects by exploring patterns of and barriers to use of banking services offered by the credit union that has enrolled persons with disabilities in Iowa under a home and community-based services waivers program. It is suggested that although banking services are not used by the majority of program participants, the credit union model has appeal. It provides an opportunity for people with disabilities to build savings for the purchase of goods and services that enhance their independence and productivity.
Original language | English (US) |
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Pages (from-to) | 21-36 |
Number of pages | 16 |
Journal | Journal of Social Work in Disability and Rehabilitation |
Volume | 8 |
Issue number | 1 |
DOIs | |
State | Published - Jan 1 2009 |
Keywords
- Asset building
- Cash and counseling
- Credit union
- Disabilities
- Home and community-based services
- Medicaid
ASJC Scopus subject areas
- Rehabilitation
- Sociology and Political Science