This paper defines and studies the problem of universal clustering using responses of crowd workers, without knowledge of worker reliability or task difficulty. We model stochastic worker response distributions by incorporating traits of memory for similar objects and traits of distance among differing objects. We are particularly interested in two limiting worker types - temporary and long-term workers, without and with memory respectively. We first define clustering algorithms for these limiting cases and then integrate them into an algorithm for the unified worker model. We prove asymptotic consistency of the algorithms and establish sufficient conditions on the sample complexity of the algorithm. Converse arguments establish necessary conditions on sample complexity, proving that the defined algorithms are asymptotically order-optimal in cost.